"There must be plenty of money in New York," said Grant. "Why, up in Colebrook, if a man were worth twenty thousand dollars he would be considered a rich man." "It takes a good deal more than that to make a man rich in New York. In the stock business a man is likely to do a larger business in proportion to his capital than in the mercantile business." On their way back from the bank, Grant came face to face with Tom Calder. Tom was busily engaged in talking to a companion, some years older than himself, and didn't observe Grant. Grant was by no means prepossessed in favor of this young man, whose red and mottled face, and bold glance made him look far from respectable. "Do you know those fellows?" asked Harry Becker. "The youngest one is from Colebrook." "He is in bad company. I hope he is not an intimate friend of yours?" "Far from it. Still, I know him, and am sorry to see him with such a companion." At four o'clock Mr. Reynolds proposed to go home. He beckoned to Grant to accompany him. CHAPTER XI GRANT MAKES A FRIEND "What do you think of your first day in Wall Street?" asked Mr. Reynolds, kindly. "I have found it very interesting," answered Grant. "Do you think you shall like the business?" "Yes, sir, I think so." "Better than if you had been able to carry out your original plan,