"Heaven knows; I don't." Ford was about to leave his companion and walk away, but Morrison had no intention of allowing the matter to end so. He laid his hand on Ford's shoulder and said, firmly: "Mr. Ford, this won't do. Yours is a debt of honor, and must be paid." "Will you be kind enough to let me know how it is to be paid?" demanded Ford, with an ugly sneer. "That is your business, not mine, Mr. Ford." "Then, if it is my business, I'll give you notice when I can pay you. And now, good-afternoon." He made another attempt to walk away, but again there was a hand placed upon his shoulder. "Understand, Mr. Ford, that I am in earnest," said Morrison. "I can't undertake to tell you how you are to find the money, but it must be found." "Suppose it isn't?" said Ford, with a look of defiance. "Then I shall seek an interview with your respected employer, tell him of the debt, and how it was incurred, and I think he would look for another clerk." "You wouldn't do that!" said Ford, his face betraying consternation. "I would, and I will, unless you pay what you owe me." "But, man, how am I to do it? You will drive me to desperation." "Take three days to think of it. If you can't raise it, I may suggest a way." The two parted, and Willis Ford was left to many uncomfortable reflections. He knew of no way to raise the money; yet, if he did not do it, he was menaced with exposure and ruin. Would his stepmother come to his assistance? He knew that Mrs. Estabrook had a thousand dollars in government bonds. If he could only induce her to give him the custody of them on any pretext, he could meet the demand upon him, and he would never again incur a debt of honor. He cursed his folly for ever yielding to the temptation. Once let him get out of this scrape, and he would never get into another like it. The next evening he made a call upon Mrs. Estabrook, and made himself unusually agreeable. The cold-hearted woman, whose heart warmed to him alone, smiled upon him with affection.