It was after luncheon, and the cigars were excellent. "Where's LaHume?" grinned Chilvers. "Where's our Percy? He must hear this." "LaHume and Miss Lawrence are out playing," languidly answered Marshall. "What's happened? Don't prolong this suspense." Miss Ross and Miss Dangerfield turned the corner and Chilvers saw them. Chilvers is married, but has lost none of his effervescence and consequently retains his popularity. "Come here," he called, motioning to these two charming young ladies. "I've got something for you! Great news; great news!" "What is it?" asked Miss Ross, her deep-brown eyes brightening with curiosity. "Another heiress coming!" announced Chilvers, with the bow of a jeweller displaying some rare gem "--another heiress on her way to Woodvale! This is going to be a hard season for such perennial bachelors as Smith, Boyd, Carter, and others I could name. You girls will have your work cut out when this new heiress unpacks her trunks and sets fluttering the hearts of these steel-plated golfers." "Who is it?" impatiently demanded the chorus. Chilvers has all the arts of an actor in working for a climax. "Miss Grace Harding; that's all!" said Chilvers. "The famous beauty?" cried Miss Ross. "Last season's society sensation in Paris and London?" exclaimed Miss Dangerfield. "Daughter of the great railway magnate?" asked Marshall. "The one to whom Baron Torpington was reported engaged?" I added. "You all have guessed it the first time," laughed Chilvers. "She's the only daughter of Robert L. Harding, magnate, financier, Wall Street general, the man who recently beat the pirate kings down there at their own game. How much is Harding supposed to be worth, Smith?" "Thirty millions or so," I replied. "Well, I wish I had the 'so.' That would keep me in golf balls for a while," Chilvers continued, turning his attention to the ladies. "What show have you unfortunate girls against a combination like that? And think of Percy LaHume! What will that poor boy do? Percy heads for the richest heiress of each season with that same mighty instinct which