in the hope that, if ever another man is so unfortunate as to get in your debt without the means of present payment, that you will be less exacting with him than you were with me." Grasper writhed in spirit under this cutting rebuke of Layton, which was given seriously, but not in anger. He tried to make a great many excuses, to none of which Layton made any reply. He had said all he wished to say on the subject. After this, the two met frequently--more frequently than Grasper cared about meeting the man he had injured. Several times he alluded, indirectly, to the past, in an apologetic way, but Layton never appeared to understand the allusion. This was worse to Grasper than if he had come out and said over and over again just what he thought of the other's conduct. Five years from the day Layton commenced business anew, he made his last dividend upon the deficit that stood against him at the time his creditors generously released him and set him once more upon his feet. He was doing a very good business, and had a credit much more extensive than he cared about using. No one was more ready to sell him than Grasper, who frequently importuned him to make bills at his store. This he sometimes did, but made it a point never to give his note for the purchase, always paying the cash and receiving a discount. "I'd as lief have your note as your money," Grasper would sometimes say. "I always prefer paying the cash while I have it," was generally the answer. "In this way, I make a double profit on my sales." The true reason why he would not give his note to Grasper, was his determination never to be in debt to any man who, in an extremity, would oppress him. This reason was more than suspected by Grasper and it worried him exceedingly. If Layton had refused to buy from him at all, he would have felt less annoyance. Year after year passed on, and Layton's business gradually enlarged, until he was doing at least four times as much as Grasper, who now found himself much oftener the buyer from, than the seller to, Layton. At first, in making bills with Layton, he always made it a point to cash them. But this soon became inconvenient, and he was forced to say, in making a pretty heavy purchase-- "I shall have to give my note for this." "Just as you please, Mr. Grasper, it is all the same to me," replied Layton, indifferently. "I had as lief have your note as your money." Grasper felt his cheek burn. For the hundredth time, he repented of one act in his life.