Altogether, she felt that her presence at the school was fast becoming unbearable and when one of the boarders openly accused her of stealing a diamond ring--which was later discovered on a shelf above a washstand-- the patient humility of Mary Louise turned to righteous anger and she resolved to leave the shelter of Miss Stearne's roof without delay. There was only one possible place for her to go--to the Conant house at Dorfield, where her mother and grandfather were staying and where she had already passed three of the most pleasant years of her short life. Gran'pa Jim had not told her she could come to him, even in an emergency, but when she explained all the suffering she had endured at the school she knew quite well that he would forgive her for coming. But she needed money for the long journey, and this must be secured in some way from her own resources. So she got together all the jewelry she possessed and placing it in her handbag started for the town. She had an idea that a jewelry shop was the proper place to sell her jewelry, but Mr. Trumbull the jeweler shook his head and said that Watson, at the bank, often loaned money on such security. He advised the girl to see Watson. So Mary Louise went to the "bank," which was a one-man affair situated in the rear of the hardware store, where a grating had been placed in one corner. There she found Mr. Watson, who was more a country broker than a banker, and throve by lending money to farmers. Gran'pa Jim was almost as fond of pretty jewels as he was of good clothes and he had always been generous in presenting his grand-daughter with trinkets on her birthdays and at Christmas time. The jewelry she laid before Mr. Watson was really valuable and the banker's eye was especially attracted by a brooch of pearls that must have cost several hundred dollars. "How much do you want to borrow on this lot?" he asked. "As much as I can get, sir," she replied. "Have you any idea of redeeming it?" "I hope to do so, of course." The banker knew perfectly well who Mary Louise was and suspected she needed money. "This is no pawnbroker's shop," he asserted. "I'll give you a hundred dollars, outright, for this pearl brooch--as a purchase, understand--but the rest of the junk I don't want." A little man who had entered the hardware store to purchase a tin dipper